San Francisco · Fintech Compliance

Compliance that moves at your speed.

We partner with fintech companies, consumer lenders, and digital banking providers to build compliance systems that protect — and accelerate — your growth.

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100%
Audit Finding Elimination
2019
Founded in SF
15+
Regulations Mastered
Regulatory Transparency
Regulation Z UDAAP BSA/AML FCRA GLBA CCPA Regulation E FDCPA Regulation B SCRA / MLA Fintech Compliance Risk Management Regulatory Examination Regulation Z UDAAP BSA/AML FCRA GLBA CCPA Regulation E FDCPA Regulation B SCRA / MLA Fintech Compliance Risk Management Regulatory Examination

Expert compliance from every angle.

🏛️

Compliance Management Systems

Design, govern, and continuously improve enterprise-wide CMS frameworks that meet evolving regulatory expectations across consumer lending, payments, and digital banking.

Enterprise
🔍

Regulatory Examination Prep

End-to-end examination preparation, audit coordination, and remediation management. Proven track record of eliminating findings and streamlining audit cycles.

Audit Ready
⚖️

Risk Assessment & Third-Party

Enterprise risk assessments and third-party risk management defining clear control requirements, monitoring expectations, and remediation pathways for fintech partnerships.

Risk
🚀

New Product Compliance

Identify regulatory risks early and embed compliance directly into your product lifecycle — in collaboration with product and engineering teams before launch.

Product
📊

Governance & Board Reporting

Management-level committee facilitation, board reporting, and escalation frameworks that drive executive decision-making and regulatory transparency.

Governance
🤖

Technology-Assisted Testing

Reduce testing cycle times, expand coverage, and maintain continuous examination readiness through intelligent compliance monitoring and automated testing frameworks.

Tech-Forward

The full alphabet of financial compliance.

Our team brings deep expertise spanning every major federal and state regulatory framework — ensuring clients remain aligned at every stage of their business.

Talk to an Expert
Regulation Z UDAAP Regulation B FCRA / Reg V BSA / AML Regulation E FDCPA GLBA CCPA SCRA MLA CARES Act Consumer Lending Digital Banking Payments Compliance CFPB Standards

A clear path to examination readiness.

1

Discovery

Deep-dive assessment of your current compliance posture, gaps, and regulatory exposure.

2

Design

Build a tailored compliance framework aligned with your business model and risk appetite.

3

Implement

Embed compliance into your operations, product lifecycle, and governance structures.

4

Monitor

Continuous testing, monitoring, and reporting to maintain permanent examination readiness.

"

Compliance isn't a constraint on innovation — it's the foundation that makes sustainable fintech growth possible.

— Unicorn Consulting LLC · San Francisco

Unicorn Consulting

Unicorn Consulting LLC

📍 San Francisco, CA 94131

A specialized compliance consulting firm serving the fintech industry since 2019. We bring institutional-grade compliance expertise to growing companies that need to move fast without breaking rules.

Founded 2019 · SF

Built for builders.

We understand that fintech companies operate at startup speed. That's why we build compliance systems that scale with you — not bureaucratic frameworks that slow you down.

Our team brings deep expertise from both the regulatory and industry sides, giving us a unique perspective on what examiners actually want to see.

Risk-Based Approach

We focus your resources where the real risk is, not where the checkbox is.

🎯

Zero Audit Findings

Our track record speaks for itself. Clients come out of examinations clean.

Technology-Forward

We leverage automation and monitoring tools to deliver more with less friction.

Ready to build bulletproof compliance?

Let's talk about your regulatory challenges. No jargon, no boilerplate — just honest advice from people who've seen it all.